As Christians, we need to recognize our sinful condition before we see a need for change. That change can come only and thoroughly through Christ working in us. And one expression of His work in us is in the area of stewardship. Although stewardship encompasses many different aspects of the Christian’s life, we will define it now, broadly, as managing tangible and intangible possessions for the glory of God.

As taught in the Bible, stewardship becomes, among other things, a powerful tool against the dangers of materialism (the love of owning things) or worldliness in general—one of the great spiritual snares the enemy of souls sets before us. Many people fail to realize that wealth and possessions are cheap, artificial seasonings that eventually lose their flavor. Unfortunately, many souls will be lost because of their failure to break free from their love of the world. The ways of the world—“the lust of the flesh, and the lust of the eyes, and the pride of life” (1 John 2:16)—can all be tempered, even avoided, through the principles of stewardship lived out in our lives. That is why this quarter we will look at stewardship and what it can teach us about how to live as God would have us live, which includes freedom from the love of the world in all its manifestations. Stewardship is the daily practical expression of what it means to follow Jesus; it is an expression of our love for God, a means of living out the truth that we have been given in Christ. We are stewards because God first loved us.

Our living of the steward’s life, then, involves our attitudes, conversions, commitment, self-discipline, and much more. We are to be God’s faithful and trustworthy servants, living selfless lives by connecting to Jesus in everything we do and say. We discover in the school of Christ that the outcome of stewardship is the contentment of righteous living. We are to learn to manage God’s possessions for His glory, funding His mission to finish His work.

Stewardship is the daily practical expression of what it means to follow Jesus. It is an expression of our love for God, a means of living out the truth that we have been given in Christ.

God’s stewards now “see in a mirror, dimly” (1 Cor. 13:12, NKJV), but Jesus sees clearly. He entrusts us to do His work. Even through the haze of the lure of the world, we are still responsible for the proper management of our talents, finances, health, and environment.

These lessons are geared to teach us what our responsibilities as stewards are, and how we can, through God’s grace, fulfill those responsibilities—not as a means of trying to earn salvation but as the fruit of already having it.

Our lives as Christian stewards reflect God’s character to the world. There is beauty, happiness, and godliness in the lives of those who dare to make a stand for biblical principles, especially against the trends and currents of our culture. Everyone is tempted to live godless lives; the temptations are all around us, in open and in subtle ways. As Christians, especially as Christian stewards, we have not only been shown how to escape these temptations but also promised the power to do so.

In the ultimate end, we are going to hear one of two sentiments spoken to us: “ ‘I never knew you; depart from Me, you who practice lawlessness!’ ” (Matt. 7:23, NKJV), or “ ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness!’ ” (Matt. 25:23, NIV).

It is our hope and prayer that what is taught about stewardship in this quarter’s lessons will help keep us on the path that will indeed make the words “ ‘Come and share your master’s happiness’ ” the words that we do hear.

John H. H. Mathews, D.Min., from Andrews University, is an ordained minister who has served in Florida, Alabama, Iowa, Missouri, Tennessee, and Nebraska. Today he is the North American Division Stewardship Ministries director.


  1. The Influence of Materialism—December 30–January 5 5
  2. I See, I Want, I Take—January 6–12 18
  3. God or Mammon?—January 13–19 31
  4. Escape From the World’s Ways—January 20–26 44
  5. Stewards After Eden—January 27–February 2 57
  6. The Marks of a Steward—February 3–9 72
  7. Honesty With God—February 10–16 85
  8. The Impact of Tithing—February 17–23 98
  9. Offerings of Gratitude—February 24–March 2 111
  10. The Role of Stewardship—March 3–9 124
  11. Debt—A Daily Decision—March 10–16 137
  12. The Habits of a Steward—March 17–23 150
  13. The Results of Stewardship—March 24–30 163

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The teachers edition components were written by the following:

The Lesson in Brief and the Learning Cycle, Lessons 1-13: Dan Solis, youth and young adult pastor, College Place Village Seventh-day Adventist Church, College Place, Washington, U.S.A.

Press® Coordinator Wendy Marcum

Art Director and Illustrator Lars Justinen

Associate Editor Soraya Homayouni

Publication Manager Lea Alexander Greve

Editorial Assistant Sharon Thomas-Crews

Principal Contributor John H. H. Mathews

Editor Clifford R. Goldstein

© 2018 General Conference of Seventh-day Adventists®. All rights reserved. No part of the Adult Sabbath School Bible Study Guide (Teachers Edition) may be edited, altered, modified, adapted, translated, reproduced, or published by any person or entity without prior written authorization from the General Conference of Seventh-day Adventists®. The division offices of the General Conference of Seventh-day Adventists® are authorized to arrange for translation of the Adult Sabbath School Bible Study Guide (Teachers Edition) under specific guidelines. Copyright of such translations and their publication shall remain with the General Conference. “Seventh-day Adventist,” “Adventist,” and the flame logo are registered trademarks of the General Conference of Seventh-day Adventists® and may not be used without prior authorization from the General Conference.

How to Use This Teachers Edition

Get Motivated to Explore, Apply, and Create

We hope that this format of the teachers edition will encourage adult Sabbath School class members to do just that—explore, apply, and create. Each weekly teachers lesson takes your class through the following learning process, based on the Natural Learning Cycle:

  1. Why is this lesson important to me? (Motivate);
  2. What do I need to know from God’s Word? (Explore);
  3. How can I practice what I’ve learned from God’s Word? (Apply); and
  4. What can I do with what I’ve learned from God’s Word? (Create).

And for teachers who haven’t had time to prepare during the week for class, there is a one-page outline of easy-to-digest material in “The Lesson in Brief ” section.

Here’s a closer look at the four steps of the Natural Learning Cycle and suggestions for how you, the teacher, can approach each one:

Step 1—Motivate: Link the learners’ experiences to the central concept of the lesson to show why the lesson is relevant to their lives. Help them answer the question, Why is this week’s lesson important to me?

Step 2—Explore: Present learners with the biblical information they need to understand the central concept of the lesson. (Such information could include facts about the people; the setting; cultural, historical, and/or geographical details; the plot or what’s happening; and conflicts or tension of the texts you are studying.) Help learners answer the question, What do I need to know from God’s Word?

Step 3—Apply: Provide learners with opportunities to practice the information given in Step 2. This is a crucial step; information alone is not enough to help a person grow in Christ. Assist the learners in answering the question, How can I apply to my life what I’ve learned?

Step 4—Create: Finally, encourage learners to be “doers of the word, and not hearers only” (James 1:22). Invite them to make a life response to the lesson. This step provides individuals and groups with opportunities for creative self-expression and exploration. All such activities should help learners answer the question, With God’s help, what can I do with what I’ve learned from this week’s lesson?

When teachers use material from each of these four steps, they will appeal to most every student in their class: those who enjoy talking about what’s happening in their lives, those who want more information about the texts being studied, those who want to know how it all fits in with real life, and those who want to get out and apply what they’ve learned.